Insurance scams are some of the most common scams committed. There are so many variants that these scams have their own list of most common ones. It’s easy to avoid being a victim of these scams. All you have to do is be aware of them and when they’re happening.
By informing yourself of certain information such as the correct coverage details, auto insurance quotes PA, and other insurance-related data, you will be able to spot and avoid 7 of the most common insurance scams that are happening today. Take note of these tactics below for your own safety.
- No Insurance Needed
Imagine you get into an accident on the road and someone who appears to be a good samaritan tells you that they know a place where there’s no insurance needed. This place could be for your injuries or the damage to your vehicle. Don’t entertain the idea because it will most likely be a scam.
- Unconfirmable Details
If there are details that you simply cannot verify no matter how hard you try with your favorite search engine, you are probably falling right into a scam. You should always look for two or more sources of information before even considering something to be at least factual in the context it was presented in.
- Agent “Hooking You Up”
Most agents do their job as ethical as they can be. They give you the information you need, cite the coverages, inform of you of the auto insurance quotes PA, and provide you with the right idea moving forward. An agent that’s constantly trying to do unethical tactics might be scamming you.
- Ineffective Airbags
Has your airbag been deployed recently? Make sure that you go to a reputable repair facility or dealership to get them replaced. There are shops that scam car owners by putting in poor quality airbags that won’t protect the driver and passengers in the case of an accident.
- Information Exchange
Be very wary with who you exchange your information with and how much information you share. If you suddenly find your vehicle damaged while it’s parked and you aren’t entirely sure what happened that led to its damage, be on the lookout for random folks offering to repair the damages in exchange for your insurance info.
- Identity Clues
Some scammers use social engineering to get as much information as they can from out. Be careful with what you say on the phone because they might be using the info that you provide them with as a way to earn your trust so they can lure you into a scam.
- Fake Home Address
Different cities and states have different rates. Don’t agree with anyone that’s proposing you use a fake home address. If you do, there’s a chance that you can go to jail. However, it’s guaranteed that you will lose your auto insurance coverage. When this happens, you might have a tough time trying to find a new insurance agency that will work with you.
Need auto insurance quotes PA? Contact us today at Miller Carlisle Insurance Service and let’s find the best coverage that fits your needs and budget.